Your Personalized Loan Is Here

Fast, Simple Loans up to $5,000

Your personalized loan is here

Fast. Free. Bad Credit OK.

Borrow up to $50,000 today

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Rated 5 stars by over 10,000 customers

How it works

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Choose how much you want

You choose how much you want and complete the quick online application (it takes less than 2 mins)

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We search the market for you

Our smart technology will spring through the Aussie lending market and find you a match so you don't have to do a thing

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You get paid your loan in as little as 60 mins*

We know how important it is to get you the money as quickly as possible so we always try to get the loan paid in to your account within 60 mins*

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Keeping your data secure

Your security is our top priority. We use 128 bit encryption so your details are always secure with us.

Why get a loan with us

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100% online

To keep things quick, simple and secure - our application is 100% online

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Safe and secure

We protect your details at all times and won't pass your information on to anyone

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We do the hard work

With hundreds of lenders on our approved panel, we can quickly and confidently find you the perfect loan so you don't have to

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Money in your account in minutes

Get your money fast, within minutes of being approved

FAQs

YesssLoans specialises in finding people loans that can be processed and in your account on the very same day. We have created a super fast application process that means we can look for the best lenders for you faster than ever. We typically work with lenders who can offer you between $300 and $10,000.

Yes we can. We work with plenty of lenders who specialise in loans between $200 to $2,000.

We cannot guarantee that the lender we find won't conduct a credit check when processing your application. However, we find lenders that may not just look at your credit score, they sometimes dig deeper. They can take a look at your current relationship with money and other factors to see if you're suitable for a loan.

Secured loans are loans that require equity as security, such as a car, motorbike, boat or caravan. Most secured loans are between $2,001 to $10,000.

To be eligible for our loan-finding service you simply need to be:

  • Over 18 years old
  • An Australian citizen or permanent resident
  • Receiving a regular income for at least 3 months
  • Have an active mobile number and email address

Yes you can. We work with lenders across the market so that whatever your current situation, we can help. We think that everyone deserves access to money, so apply today and let us see what we can do to help.

No problem. We can find lenders that can help you if you receive Centrelink. Our lenders always keep an open mind and will look at your entire financial situation, rather than just where your money comes from.

Nothing at all. Just complete our quick application form. There's no need to submit any paperwork. Anything we need, can be supplied online. We'll just ask for some info such as your bank account details so lenders can assess your suitability, MyGov info and personal contact details.

At YesssLoans.com, we ask for your bank account details so our lenders can access a read-only copy of your bank statements to assess your suitability. They use the latest in safe banking technology to protect your information, so don't worry - your data is safe.

No, but the lenders we match you with may complete one. Don't worry though, our lenders that look at more than just your credit score. They also examine your current financial situation to see what they can do to help.

If we find you a lender, that's where our work stops. The lender will assess your application and contact you directly with their lending decision.

If you do have issues with our service, we want to know ASAP. Send us an email with as many details as possible to hello@yesssloans.com

Your choice of loans

We don't charge anything for our loan finding services, but here are some general costs you might expect to find with some of the loans we find for you.

Small Loans
$300 - $2000

3 months min – 12 months max

Cost

20% upfront establishment fee + 4% monthly fee (Comparison rate 199.43%) based on $1000 repaid over 6 months.

Representative Example

Loan amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly instalments of $57.60. Maximum charges: 20% Establishment Fee & 4% Monthly Fee. In comparison rate terms, the maximum comparison rate may be as high as 199.43%

Warning

This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The information on this web page is general information. The information does not take into account your objectives, financial situation or needs. Credit criteria, fees, charges, terms and conditions apply. Products and rates displayed are subject to the individual borrower’s credit assessment. Examples only provide an estimate and are used for illustrative purposes only, not an offer for credit. The amount you can borrow, the interest rate and fees you receive along the product you qualify for may vary.

Medium Loans
$2001 - $4600

13 months min – 24 months max

Cost

Maximum charges: 48% interest rate and a $400 establishment fee (Comparison rate 66.07%) based on $2,500 repaid over 24 months.

Representative Example

Loan amount of $2500 over 24 months repayable monthly (24 monthly repayments). $2,500 (Principle Amount) + $400 (Establishment Fee) + $1,664.80 (reducing interest) = $4,564.80 total repayable over 24 months with monthly instalments of $190.20.

Warning

This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The information on this web page is general information. The information does not take into account your objectives, financial situation or needs. Credit criteria, fees, charges, terms and conditions apply. Products and rates displayed are subject to the individual borrower’s credit assessment. Examples only provide an estimate and are used for illustrative purposes only, not an offer for credit. The amount you can borrow, the interest rate and fees you receive along the product you qualify for may vary.

Large Loans
$5001+

13 months min – 72 months max

Cost

Maximum charges: 48% comparison rate based on $10,000 repaid over 36 months.

Representative Example

$10,000 borrowed over 36 months repayable monthly (36 monthly repayments). $10,000 (Principle Amount) + $9,038.96 (reducing interest) = $19,038.96 total repayable over 36 months with monthly instalments of $528.86.

Warning

This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. The information on this web page is general information. The information does not take into account your objectives, financial situation or needs. Credit criteria, fees, charges, terms and conditions apply. Products and rates displayed are subject to the individual borrower’s credit assessment. Examples only provide an estimate and are used for illustrative purposes only, not an offer for credit. The amount you can borrow, the interest rate and fees you receive along the product you qualify for may vary.

Here to help you

YesssLoans are here to give all Australians a fair go.

It couldn't be simpler - with some basic information from you, our smart tech can zoom through you application find loan offers that are perfect for you at the click of a button.

We are here to make your life easier - whether your rego is due or bills have taken you by surprise - YesssLoans is here to get you easy, fast cash when you need it most.

Apply Now

Bad credit OK. Fast. Free